Savings

Personal Savings Account

  • $100 minimum deposit to open account
  • No minimum balance required to earn interest
  • Interest compounded monthly
  • Interest earned on 100% of collected balances
  • Maintain a daily balance of $100 or greater to avoid a monthly $6 maintenance fee
  • Limited to 6 checks or preauthorized transactions per month. Unlimited in-person withdrawals

Minor Savings Account

  • Must be less than 19 years of age, and a parent or guardian must be a joint owner.
  • No minimum deposit required to open account
  • No minimum balance requirement
  • Interest compounded monthly
  • Interest paid on 100% of collected balance
  • Limited to 6 checks or preauthorized transactions per month. Unlimited in-person withdrawals

Certificates of Deposit / IRAs

  • $1000 minimum deposit to open account
  • Terms from 3 months to 5 years
  • Interest compounded quarterly on 100% of the balance
  • Interest may be paid quarterly, annually, or at maturity.
  • Penalty for early withdrawals
  • Automatically renewed at interest rate in effect for term of CD, unless otherwise stated